Drowning in Debt? There's a Way Out.
Whether you're an individual facing financial hardship or a business navigating TCPA exposure — Apello Consulting has the expertise to guide you forward.
Michigan-based. Free consultation. No attorneys required to get started.
Compassionate Guidance
We meet you where you are, no judgment.
Personalized Options
Every financial situation is different. We tailor solutions.
Not a Law Firm
We give you the information and guidance attorneys can’t always afford to.
Our Services
How We Can Help
From bankruptcy guidance to credit rebuilding, we offer a full spectrum of debt relief consulting services.
Chapter 7 Bankruptcy
Understand if Chapter 7 is the right path to eliminate qualifying unsecured debts and get a true fresh start.
Learn more→Debt Consolidation
Combine multiple debts into a single, manageable monthly payment with potentially lower interest rates.
Learn more→Debt Negotiation & Settlement
We help you negotiate directly with creditors to reduce the total amount you owe, often by 40-60%.
Learn more→Credit Rebuilding
Practical strategies and ongoing support to rebuild your credit score after debt relief or bankruptcy.
Learn more→Not sure which option is right for you? Take our 2-minute eligibility guide.
Success Stories
Real People, Real Results
See how we've helped Michigan residents take control of their financial future.
I was drowning in credit card debt and didn't know where to turn. Apello walked me through every step of the Chapter 7 process. Within six months, I had a fresh start.
Maria T.
Grand Rapids, MI
After losing my job, I thought bankruptcy was my only option. Apello helped me negotiate with my creditors and settle for less than half of what I owed.
James R.
Kalamazoo, MI
The team at Apello explained everything in plain English. No legal jargon, no pressure. They helped me consolidate my debts into one manageable payment.
Sarah K.
Holland, MI
About Us
Who We Are
Apello Consulting is a Michigan-based debt relief consulting firm dedicated to helping individuals understand their options when debt becomes overwhelming. We're not attorneys — and that's a feature, not a bug. We translate the complex world of bankruptcy and debt restructuring into plain language so you can make informed decisions with confidence.